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How to recover your losses after a traumatic brain injury in Florida

The brain contains the very essence of who we are as human beings. It is responsible for movement, sensation, thoughts and emotions, and it stores our most precious memories. If injured, everything about our lives is in jeopardy.

Since the revelations about the debilitating effects of concussions experienced by NFL players, traumatic brain injury (TBI) has been hot topic. The Hollywood film Concussion, starring Will Smith, has called mainstream attention to how severe head trauma negatively affects the brain.

This problem has become so significant that the state of Florida passed legislation to assist with the rehabilitation of these life-altering injuries.

The state created the Brain and Spinal Cord Injury Program, which assists people dealing with the ongoing struggles associated with TBI. While the program has had tremendous success, it cannot cover all of the costs associated with every person's rehabilitation.

Leading causes of TBI

Approximately 2.5 million people in the U.S. were seen at a hospital with TBI-related injuries in 2010, and 280,000 were admitted. Brain injuries also contributed to more than 50,000 deaths. The most common causes include:

  • Car accidents: Crashes often result in significant head trauma from impact. When it comes time to meet the cost of treating these injuries, Florida is a no-fault car insurance state that requires drivers to carry insurance of only $10,000 per person for bodily injury. If you or a loved one sustains a serious blow to the head due to someone's driving negligence, medical costs could quickly exceed that figure.
  • Slip-and-fall accidents: If you fall at a place of business because of negligence, such as a slippery floor or debris on stairs, most businesses generally carry liability coverage to pay for such accidents. However, this coverage may not be enough for those who have long-term effects from concussions. High-risk businesses - such construction and nightclub operations - often carry higher coverage amounts.
  • Violent crime: If you suffer a brain injury as a result of an assault, DUI or hit and run, you may be eligible for Florida Crime Victim Compensation. This state program is designed to help victims who have suffered an injury or loss.

Getting enough to cover your losses

The health problems associated with traumatic brain injury are unlike those of sprains and broken bones. They can last a lifetime. While Florida has put some resources in place to help, the costs of treating TBI will likely exceed what the program can pay to victims. If you or a loved one has suffered a brain injury, seek help from an experienced personal injury attorney Messer & Messer Law Offices.

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