Rideshare accidents in Florida: Who covers injury costs?

Visitors from all over the world flock to the Port St. Lucie area, and some of us are lucky enough to live here. When you use rideshare services in Florida, however, you may be unsure how to seek legal compensation if you experience a serious auto accident injury. 

Review the Florida laws about motor vehicle accident compensation in cases involving an Uber or Lyft driver. 

Filing an insurance claim

Because the IRS considers rideshare drivers independent contractors, the company that employs these drivers does not hold legal liability for accidents that occur. You should instead get the name, contact information and insurance policy details for the rideshare driver. Then, you can file a claim for costs associated with your injuries with his or her auto insurance company. If a third party caused the accident, your claim should go to his or her auto insurance provider. 

Filing a lawsuit

You can seek compensation for your injuries in court if the insurance company does not provide a settlement that fully covers your lost wages and medical bills. You can also sue the insurance company for the loss of life enjoyment as well as pain and suffering. 

In some cases, you may be able to file a lawsuit against Lyft or Uber. After experiencing this type of accident, seek immediate medical attention and carefully document all the care you receive for your injuries and the cost. You should also keep track of other costs associated with the injury, such as time away from your job, loss of household services and inability to do things you once enjoyed.